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Ontario Landlords Association – OLA Says Don’t Be A Victim of a Scam

June 10th, 2016 · Landlord Advice, Latest news, OLA Scam, Ontario Landlords Association Scam

Ontario Landlords Association - OLA Says Don't Be A Victim of a Scam

OLA Warns Ontario Landlords To Avoid Tenant Scams

Recently there have been lots of posts at the Ontario Landlords Association forum where OLA members have written about bad tenant experiences.

Scam #1: It’s Only Me and My Child Who Will Move In To The Apartment

In one thread in the OLA Members forum a very ethical and responsible small landlord thought she was renting her basement apartment to a single person and her child. The basement unit had only one bedroom. After she moved in her common-law husband and several others also moved in.

Scam #2: I’m a Great Person Who Will Take Care of Your Property Like It’s My Own

This thread was a similar situation to the Nina Willis situation.

You remember Nina Willis, who the Toronto Star called the “Tenant From Hell.” This was the individual who had rehearsed a great “interview” speech for meeting potential landlords.

She would meet a new landlord and have a great story. She was looking for a ‘good landlord’ and would ‘pay the rent on time, always.’ She said she would treat the property with great care. Then after moving in she would stop paying rent, call the local bylaw office to complain about every little issue, and attempt to use the Ontario Landlord and Tenant Board system to delay eviction. Some small landlords were devastated by this tenant’s actions.

Scam #3: Don’t Do A Credit Check On Me, There’s No Need To

This is also a common topic on the forum. An applicant will say their credit is bad only because a bad landlord tricked them and sued them because the “had to move out because it was so horrible and they had to break the lease and had no other choice.” Or they went through a tough divorce and lost everything. Or they made some mistakes when they were young.

Always run a credit check. This way you can see the “cold hard truth” of the applicants financial situation and if they have a history of paying their bills on time or not.

Ontario Landlords Be Careful of Tenant Scams

Property prices are rising in Toronto. In fact, prices are rising fast all over Southern Ontario including the suburbs where you can places like Newmarket, Ontario experiencing huge price increases. With prices rising fast, many excellent tenants are deciding on renting instead of buying in 2015-2016.

Ontario is a hot real estate market where prices are rising all over, unlike what Alberta landlords face these days. In fact, landlords across Canada are envious of what is happening in Southern Ontario and wish they were experiencing a similar market. Canada landlords from across the country are looking at how good the Ontario rental market is these days.

Ontario landlords can avoid tenant scams with proper tenant screening. Most tenants out there are good people who are going to pay rent on time and if there are any problems they will work with you, a service oriented and professional landlord. However there are also a group of professional tenant scammers who want to victimize you.

OLA members say: don’t be scammed. Make sure you evaluate every tenant who wants to rent your property carefully and professionally. By being a proactive landlord (including running credit checks) you can find all the great tenants out there, and avoid the pros.

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Ontario Landlords Association: New Landlord and Tenant Board Rules and Forms

August 3rd, 2015 · Landlord and Tenant Board, Latest news, LTB, Ontario Landlords Association Membership

 Landlord and Tenant Board (LTB)

Ontario Landlords Association – Are You Prepared For New Rules and Forms from the Landlord and Tenant Board?

There have been posts at the Ontario Landlords Association website asking about changes that have occurred for landlords recently. Many residential landlords are unclear of the details of the changes and the impact if will have on their rental businesses.

Yes, there are changes at the Landlord and Tenant Board (LTB) that all Ontario landlords need to be aware of. Make sure you know the new procedures and know which forms to use.

What is the Landlord and Tenant Board?

Many new landlords have lots of questions about the LTB. Many are not aware of what it is and what it does.

It’s a tribunal run by the Ontario government. It provides information to landlords and tenants about the laws governing the residential rental industry. It also handles any disputes between landlords and tenants and offers mediation for both sides.

1. Landlord and Tenant Disputes

Under the Residential Tenancies Act (the laws for residential landlords and tenants), the LTB will hear and make decisions regarding issues between landlords and tenants. LTB hearing locations are spread around the province. Hearings are held regularly in front of an adjudicator.

2. Mediation

If tenants and landlords want to try to mediate their dispute the LTB offers mediators to try to help them come to an agreement with one another. With successful mediation, both sides can avoid a confrontation at a Hearing in front of the adjudicator.

Why is the Landlord and Tenant Board Important for Landlords?

Tenants problems happen and landlords need to deal with them. For example, what happens if a tenant doesn’t pay rent? You go over to the rental property and knock on the door. No one answers. You call your tenants to ask them about their rent payment and no answers the phone.

We have written on how important knowing how the Landlord and Tenant Board works before.

What are the New Changes at the LTB?

There have been some recent changes at the Landlord and Tenant Board.

1. New Forms

The old forms landlords used for things such as applying for an eviction cannot be used after May 31st. It’s important landlords become familiar with the new, updated forms.

2. Method of Serving Applications and Notices of Hearings

Instead of the applicant serving an application or notice, the LTB will begin doing it. It will be done by mail beginning on the first of July, 2015. This is a positive change as we have heard many landlords complain they served their tenants with a notice only to have the tenants claim they didn’t receive anything (leading to a delay in the already extremely long eviction process).

3. The Option of E-Filing Applications

In the next few months landlords and tenants will be able to “e-file” some applications. At the start, these applications will include the L1, L2, T2 and T6.

How Can I Learn More about the Landlord and Tenant Board?

The LTB website offers a very simplistic outline of what they do and how landlords can approach various tenant issues. It is only the most basic outline and rarely provides landlords with any real insights on the process. For example, many small landlords are surprised to find all tenants are provided with free legal help (and landlords are not).

There are thousands of posts in the Ontario Landlords Association Members forum where both new and experienced landlords communicate and assist each other when dealing with the Landlord and Tenant Board.At the Ontario Landlords Association you get the real story on how things really work at the LTB.

In fact, many experienced and successful landlords try to avoid the LTB if possible. They find the LTB process time-consuming and often biased and unfair against small residential landlords.

How Can I Avoid Going to the Landlord and Tenant Board?

The vast majority of cases are for tenants who don’t pay rent.  If you want to avoid the LTB experienced and successful Ontario landlords know the importance of screening tenants carefully.

There are lots of good tenants out there and you need to find them. There are also tenants who will not pay rent and leave you with a huge financial mess.

Ontario Landlords Association Membership

You can become a member of the Ontario Landlords Association and begin running premium credit checks on your potential tenants, along with learning the screening techniques used by experienced and successful landlords, to find great tenants.

You can join the OLA for only a one-time registration fee (no annual fee). It’s a great opportunity for landlords to not only get the tools and services you need, but to network with others with years of experience. The OLA has worked hard to also make membership only a one time fee with huge discounts once you join.

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Ontario Landlords Rental Kit 2015

January 2nd, 2015 · Latest news, Leases, Ontario Landlords Association Membership, Rental Kit

 Ontario Landlords Rental Kit lease 2015

Get Premium Leases, Applications and Other Key Documents For Landlords To Succeed!

Experienced Ontario landlords are very aware that the rules and laws presiding over landlord and tenant matters here are very pro-tenant and very anti-landlord.

One way experienced landlords run successful rental property business is by using credit checks on tenants before renting to them.

This is a great way to know who you are renting to and to make sure you are renting to financially responsible people. The Toronto Star recommends landlord join the Ontario Landlords Association for credit checks and supporting documents.

With the rules against landlords and predatory tenants abusing the system, having access to and using premium documents (especially your application and lease) is also important.

Why Is Using A Proper Application and Lease Important for Success?

There are lots of reasons. For example:

1. Shows you are professional

Good tenants like to rent from landlords who are experienced and knowledgeable. By using professional documents you convey your seriousness to your tenants.

2. Follow the human rights code

It shows you are aware of the Ontario Human Rights Commission Rules for landlords and are using documents that follow the Code. Did you know this 17 year old tenant was successful suing a landlord who refused renting to her due to her age? She won $10,000! It’s important landlords follow the Human Rights Code at all times.

3. Prepared for the Landlord and Tenant Board

A good lease will prepare you if you have to go to the Ontario Landlord and Tenant Board. If you don’t have a good lease and go to the Landlord and Tenant Board (LTB) or small claims court the landlord will face a true uphill battle and usually end up on the losers side of the case.

4. Ready in case you have to go to small claims court

You need a lease that will be there to support you if you have to go to small claims court…which so many Ontario landlords face in 2015. A good residential lease will have certain aspects to it to make it strong and effective. This includes not only vital information but also special clauses to protect landlords in case you have a legal dispute with your tenants.

Ontario Landlords Association Rental Kit and Leases and Applications

When you join the Ontario Landlords Association for a one time registration fee you get access to the Rental Kit.

This Rental Kit is online and you can download documents 24/7 as it is your own on-line document library.

You get a selection of applications and other documents. This includes a choice of amazing leases designed for landlords in 2015.

OLA Leases (2015) Include:

1. New Landlord Lease 2015

This is an amazing lease designed especially for new landlords. Whether you are renting out your basement, multiplex or single family home, it is clear and concise while also offering you protection from bad tenants.

2. Sophisticated Investor Lease 2015

This is a lease designed and used by experienced and successful landlords. It is easily adapted for your specific situation. Especially good for landlords who own condos.

3. Property Management Lease 2015

This lease was designed by industry professionals to protect landlords. It is used by several of the largest property management companies in Ontario.

4. Ultra Protection Lease 2015

This lease offers iron-clad protection for landlords when dealing with the Residential Tenancies Act. At over twenty pages, it was designed by legal professionals and has your bases covered if you ever have a dispute with your tenants.

Other Key Documents For Success!

Also in the Ontario Landlord Rental Kit You Get Access Other Premium Documents:

-OLA Notice of Entry

-OLA Room Rental Agreement

-OLA Garage Rental Agreement

-OLA Assignment of Tenancy Agreement

-OLA Subtenancy Agreement

-OLA Rental Unit Inspection Report

-OLA Intention to Renew Lease

-OLA Extension of Lease Agreement

-OLA Parking Agreement

-OLA Guarantor Form

-OLA Pet Rules Tenants Must Follow

-OLA Moving Out Rules For Tenants

-OLA Credit Information Release Form

-OLA Monthly Rental Recording Form

-OLA Guarantee of Rent

-OLA Accepting Termination

-OLA How to Write An Online Ad

-OLA Maintenance Request Form (tenants must use this form to request repairs)

-OLA Breach of Lease Warning

-OLA Impact Statement Against Tenants

-OLA Certificate of Satisfactory Tenancy (Do you recommend these tenants or not?)

Ontario Landlords Rental Kit 2015

With property prices rising and lots of good tenants out there (and lots of not so good tenants) it’s important to use professional documents to make sure you are successful.



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Ontario Landlord Property Management – Should I Give My Tenants A Gift?

November 6th, 2014 · Latest news, Ontario Landlords, Property Management

Ontario landlords property management gifts

New Landlords Ask How To Show Their Appreciation To Good Tenants

With the weather forecasters saying snow is on the way, it’s a question that new landlords ask with the holidays coming up. They want to know if it’s a good idea to give gifts to their tenants for the holiday season.

Why Do Landlords Want To Give Gifts To Tenants?

With so many bad tenants out there targeting small landlords when you do find good tenants it feels good. After all small landlords have mortgages to pay and even advertising these days is becoming increasingly expensive. So when you do find good tenants who pay the rent, pay on time, and treat you and your property well many landlords want to show how much they appreciate them.

For example, we received an email from a Toronto landlord who says it took them three months to find a qualified tenant to rent their condo. Previously they had a tenant who was always late paying rent and then skipped on the lease after only 5 months. Unfortunately tenants skipping out on leases and tenants leaving thousands of dollars in damages happens a lot these days.

They are happy they found nice tenants who play by the rules and follow through with what they agreed on when they signed the lease with them. They want to show their appreciation and asked if they should send a holiday gift to them.

They were thinking of buying some gifts for the tenants and delivering it to them for the New Year. They weren’t sure if this was a good idea or not.

What are Some Reasons Not To Give Tenants Gifts?

Many landlords think giving a card or a voucher are a good idea. Who doesn’t like gifts?

One Calgary landlord wrote he gives $25 Starbucks gift cards to his best tenants and they really appreciate it.

Others think tenants might misunderstand the gesture and even hold it against you. For example, if many Chinese tenants celebrate the New Year in February and not on December 31st.

How Can Landlords Show Their Appreciation to Good Tenants?

Only you know your tenants. If you think they would appreciate a gift then go for it. The good news giving gifts to tenants is allowed under the Ontario landlord and tenant rules.

Remember, while landlords are looking for good tenants, tenants are also looking for good landlords. Tenants appreciate landlords who make repairs on time and take any concerns they have seriously.

Make sure you are a good landlord by taking your responsibilities seriously and knowing the rules. This is what tenants want.

And if you, a professional landlord, wants to send over some gift cards or some toys for their kids, tenants will appreciate it and view it positively.

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Truth About the Ontario Landlord and Tenant Board (LTB)

October 3rd, 2014 · Landlord and Tenant Board Ontario, Latest news, LTB, Truth about the LTB

 Ontario Landlord and Tenant Board (LTB)

The truth is most experienced Ontario landlords try to avoid the Landlord and Tenant Board (LTB).

They know running credit check on a tenant is of essential importance if you want to avoid bad tenants and find good ones. And when you rent to good tenants there is rarely a need to go to the LTB.

You only need to read your local newspaper or click on their website to see stories of bad tenants and landlords losing thousands of dollars (and having to do major repairs and clean ups).

Ontario Landlord and Tenant Board (LTB)

Many landlords who actually attend a Hearing are surprised how biased the Ontario Landlord and Tenant Board (LTB) is.

All tenants (rich or poor) receive free legal help paid for by your tax dollars and all tenants (good or bad) are treated like ‘poor innocent victims’ no matter what.

Meanwhile, the Residential Tenancies Act (which used to called by a more honest name: the Tenant Protection Act) makes sure LTB adjudicators view all landlords as big corporate monsters who want to abuse and exploit these ‘poor innocent victim’ tenants.

Many small family landlords are shocked to find out they are treated the same as a billion dollar corporate landlord at the Landlord and Tenant Board.

Many small landlords criticize the poor service and bad advice they receive from the LTB telephone number.

The emails we get from landlords who went to the LTB is the often share similar opinions and concerns.

They are shocked at how biased the system is, how unprofessional Tenant Duty Counsel can be (they are the legal reps at the LTB who help tenants, rich or poor or whatever), and feel disrespected and that their rights as Canadians have been abused at the Landlord and Tenant Board.

While Alberta landlords are getting a faster and more streamlined system, landlords in Ontario continue to face long delays in evictions and lots of frivolous Tenant Rights claims against them.

They also say the Ontario Landlord and Tenant Board website doesn’t provide a real illustration of what actually happens when you go to an LTB Hearing.

Peterborough Landlord – It Took Four Months To Evict My Non-Paying Tenant

A recent story of a Peterborough landlord has caught the attention of new Ontario landlords.

The story is from and it’s about a small landlord who had to deal with a bad tenant and had to deal with the Landlord and Tenant Board.

Here are some of the details:

#1 Tenant Stopped Paying Rent

Landlord Bill Buchanan acted fast when the tenant stopped paying rent. He downloaded an N4 Notice of Eviction from the Ontario Landlord and Tenant Board website. This was the beginning of attempt to get the tenant to either pay or move out.

#2 It Took Four Months To Evict A Non-Paying Tenant

Four months later the tenant moved out.

Yes, four months to evict and staying in the rental property while not paying rent!

Not only did the landlord have to face not receiving a cent of rent, he also had to face the hefty fees to go to Landlord and Tenant Board.

Ontario landlords have to pay a fee of $170 while tenants don’t have to pay anything for many of their applications.

#3 The Tenant Trashed the Rental Apartment

It wasn’t until Mr. Buchanan visited the apartment on Monday (Aug. 4) that he realized the shape the tenant had left the apartment in. With clogged plumbing, missing light fixtures, broken doors and damaged windows, he says it’ll cost him more time and money to fix the place up before another tenant moves in.

After the tenant finally moved out the landlord managed to get in and take a look.

The rental property was trashed.

The problems included screwed up plumbing, doors were broken, and the window were broken, among other serious clean up and repair issues.

Ontario Landlord and Tenant Board (LTB)

This story of what happened to a Peterborough landlord is just one example of many.

The best way to avoid the Ontario Landlord and Tenant Board (LTB) is to make sure you know the laws, be a professional landlord, and make sure you rent to good tenants.

Tenant Credit Checks

One of the best ways to make sure you ‘know who you are renting to’ is by running a credit check on your tenant.

You can join the Ontario Landlords Association for only a low one-time registration fee and begin running premium credit checks from your own home computer for only $10/check!

Avoid the Ontario Landlord and Tenant Board and bad tenants with Ontario Landlords Association membership.

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Ontario Landlords Association Membership Review

September 1st, 2014 · Latest news, Ontario Landlords Association Membership, Ontario Landlords Association Review

 Ontario Landlords Association Membership

Ontario Landlords Association Membership – Successful landlords know the importance of joining a landlord association. After becoming a member of the Ontario Landlords Association you get discounted premium credit checks, a rental kit, and networking, and more.

There was a terrific message on the OLA Members forum recently from a new landlord struggling with a bad tenant:

“Joining the Ontario Landlords Association was the best thing I’ve ever done. Thanks for all your help, it’s unfortunate to know everyone has the same problems but good for us that are new to this to find people that can help.”

The stories of the challenges Ontario landlords face these days never seem to end.

This summer we heard the story of a tenant who was even jailed for his fraudulent actions against a couple of former landlords.

In a recent report in the Toronto Star tenant Adam Buttigieg plead guilty to writing bad cheques to fool landlords into thinking he paid rent and forging documents such as employment reference letters.

He even forged an Equifax tenant credit report to fool landlords into renting to him.

This isn’t the first time we’ve heard about tenants who offer their own credit reports to landlords providing a fake Equifax report. And it’s not only Toronto landlords who are getting ripped off as these types of tenants are taking advantage of the system all over Ontario!

Why Should I Join a Landlord Association?

We’ve all heard the old saying “knowledge is power.” There’s never been a saying as wise and helpful as this for Ontario landlords who are eager to succeed in their rental property business.

As a landlord it’s important to learn as much as you can as fast as you can. The best to do this is by interacting with successful and experienced landlords.

Some books and groups say new landlords should get a ‘mentor’ to teach them the ropes. The problem is everyone is busy and it’s very difficult to find someone who will mentor you. And if someone does offer to mentor you it often comes at a steep price!

In fact, some of the experienced landlords and groups out there make far more money charging new landlords thousands of dollars for you to attend their seminars and buy their book and pay their annual membership fees than they do from owning rental properties!

What Other Ways Can Joining A Landlord Association Help Me?

Experienced and successful landlords know what type of tools and services landlords need to choose good tenants and succeed as landlords.

Talking about ‘motivation’ and having big dreams is all well and good, but successful landlords are already motivated and have big dreams they want to turn into reality asap!

Real landlords don’t spend an hour talking about where you dream of one day retiring, they talk about what you need to do NOW to buy the right rental property, in the right location, and find good paying tenants.

Why Join the Ontario Landlords Association?

We live in the digital age where people lack time and use the internet to get their information and communicate with others.

Ontario Landlords Association membership is the perfect for landlords to utilize modern technology to network, access information, and use important landlord tools and services.

What Does Ontario Landlords Association Membership Offer Me?

A lot.

Because it’s run by a small group of truly experienced and successful residential landlords the landlord tools and landlord services are designed to help you succeed.

They also know small landlords are on a tight budget and need to save every cent they can.

This is why the membership fee for the Ontario Landlords Association is only a one-time registration fee.

You read that right: a one-time registration fee, no annual fee!

It’s because the OLA exists for one reason: to help landlords in Ontario.

They know small landlords are on a tight budget and deliver premium services and huge discounts to help you.

What Do I Get When I Become a Member of the Ontario Landlords Association?

Here’s just some of what you get with membership for a low one-time registration fee:

#1 The Ontario Landlord Rental Kit

Choose from a variety of premium leases, notices, applications and other documents to help you succeed as landlord.

Everything is on-line. You get your own on-line Rental Kit Library where you can download the documents you need 24 hours/day, 7 days a week. No need for photocopying or worry about spilling on your lease copy.

#2 Ontario Landlord Networking

Members get access to the Private Members Forum which is for landlords only. Every member is verified. There are over 12,000 posts from experienced landlords and property managers networking and sharing tips and advice with each other.

#3 Ontario Landlord Education

Basic members get access to helpful handbook for landlords. You can also get excellent manuals on topics such as tenant screening and how to market your rental property.

You can also get access to an amazing series of Cds which cover topics from what to do if your tenant doesn’t pay rent’ to ‘how to get ready to go to the Landlord and Tenant Board.”

#4 Landlord Insurance

You get advice and assistance and a discount for landlord and tenant insurance for your rental property.

#5 Premium Tenant Credit Checks

Experienced landlords know running credit checks on tenants is one of the most important ways landlords can make sure you avoid bad tenants. You get huge savings on premium tenant credit checks from Equifax, TVS and GARDA.

You can start running tenant credit checks for only $10/check from your home computer within hours. Successful landlords know the value of a tenant credit check. Even Alberta landlords are now running checks on their tenants.

Join the Ontario Landlords Association

It’s a great deal for landlords.

Even the Toronto Star recommended the Ontario Landlords Association writing Join a group such as the Ontario Landlords Association where after becoming a member, you can do a credit check for as low as $10, and use their supporting materials to assist you.”

The Ontario government, Equifax Canada, the University of Toronto and the Toronto Star all recommend joining!

Ontario Landlords Association Membership – Start Networking, Using Premium Leases and Other Documents from the Ontario Landlord Rental Kit, and Running Premium Tenant Credit Checks for Only $10/Check!

Join the Ontario Landlords Association for a Low One-Time Registration Fee!

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Ontario Landlords – We Need A Bad Tenants Registry

August 1st, 2014 · Bad Tenants Registry, Ontario Landlords Association, Tenant Credit Checks

Ontario Landlords - We Need A Bad Tenants Registry

Ontario Landlords – Identities of bad tenants should be made public according to PC housing critic. We need a bad tenants registry!

With vacancy rates low and house appreciation high in many markets, Ontario Landlords know that if they rent to good tenants they are the right path for success.

We also know the Ontario system is unfair for landlords and tenants have all the rights.

If you rent to a bad tenant they can live in your property for months without paying rent.

It’s time for a bad tenant registry where landlords can look up records from the Landlord and Tenant Board.

Tenants From Hell

Even lawyers question why anyone would want to be a landlord when tenants such as Nina Willis are allowed to rip off small Toronto landlords over and over with the same tricks and excuses.

The Toronto Star conducted an amazing investigation of a tenant who has ripped off Ontario Landlords for years.

Her name is Nina Willis and she targets small landlords to rip off. You might be her next target.

The Star has another series of stories of a tenant who has ripped off small residential landlords for thousands of dollars.

In an interview with the Toronto Star this bad tenant confesses and says the system is unfair for landlords and empowers tenants who want to abuse the system.

He even says “I should have a big red flag.”

Time for A Bad Tenant Registry

With all these stories about bad tenants, PC MPP Ernie Hardeman has called on the Ministry of Municipal Affairs and Housing to look into creating a registry where bad tenants (and bad landlords) could be listed and seen by the public.

Hardeman said “there must be a way that once you have a record that record becomes public.” And BC landlords now the importance of tenant screening. And even Alberta landlords are making sure they rent to great tenants and avoid the pro bad tenants.

Ontario Landlords Association Forum Post on This Issue

There has been a lot of discussion on how to avoid bad tenants in the Ontario Landlords Association forum.

This includes landlords wanting the creation of a bad tenants registry and for Landlord Tenant Board Orders to show the real names of the people involved. Now names are ‘redacted’ and only initials appear.

Here is a hard hitting post from a landlord on this issue:

“Why the delay and foot dragging by the government?

We need open and free access to what happens at the Landlord and Tenant Board in Ontario!

Let us be able to see who the bad tenants are who get evicted…and let good tenants see the bad landlords who lose at the LTB for things like not having a safe rental property.

It’s time the government simply allowed what happened at “landlord-tenant” court to be made public. This way good tenants and good landlords could make sure they are getting in a “business relationship” (because that’s what it is when you rent to or from someone) with a partner who you can trust based on facts.”

Tenant Credit Checks

The Ontario Housing Minister is Ted McMeekin.

He told the Star that he is very concerned about people who use the system to take advantage of others.

He said landlords can use tools such as credit checks to make sure they rent to good tenants. Yes, do credit checks, even BC landlords and in a landlord friendly province Alberta landlords are running tenant credit checks!

Join the Ontario Landlords Association

You can join for only a one time fee and get access to Networking, the Rental Kit and amazing Tenant Credit Check Services.

Since we don’t have a bad tenants registry it’s up to you to run credit checks on prospective tenants.

The Toronto Star recommends joining the Ontario Landlords Association:

“Join a group such as the Ontario Landlords Association where after becoming a member, you can do credit checks for as low as $10, and sue their supporting materials to assist you.”

Ontario Landlords It’s Time For A Bad Tenants Registry!

As We Wait For A Bad Tenants Registry Make Sure You Run Tenant Credit Checks To Find Out ‘Who You Are Renting To!”

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Credit Check Ontario: How to Run Tenant Credit Checks the Right Way (And the Safe Way)

July 5th, 2014 · Equifax, Tenant Credit Check

 Ontario landlords  How to Run Tenant Credit Checks the Right and Legal Way

Ontario landlords, did you know running a tenant credit check through a mortgage agent, Realtor, insurance agent, or car dealer can lead you to trouble?

Make sure you use a certified tenant credit check company to run credit checks on your tenants!

Ontario landlords are learning fast about the importance of always make sure you screen your tenants carefully before renting to anyone.

The Toronto Star has a recent article about Nina Willis. She’s the person the Toronto Star calls a “Tenant From Hell.”

This is a person of a long history of not paying rent and dragging her landlord to court over maintenance issues to try to delay being evicted.

Tenant Screening and Credit Checks

Landlords could have avoided renting to Nina, the “Tenant From Hell” by running a simple credit check.

How Would A Credit Check Protect Landlords?

The “Tenant from Hell” was a very smooth speaker and in face to face interviews knew what to say to satisfy small landlords and get them to rent to her.

A tenant credit check would have protected this landlord. It would have shown her history of not paying on time.

It would also show past addresses and landlords could easily go directly to those

Running Tenant Credit Checks the Right (and legal) Way

Many Ontario landlords are now aware of the important of running credit checks.

However, many Ontario landlords are unaware of the right way to run tenant credit checks.

For example, you need to use a company that is authorized to run tenant credit checks.

You can’t call up a friend who is a mortgage agent, a real estate agent, an insurance broker, or a car dealer to run tenant credit checks for you.

These laws also apply for BC landlords and Alberta landlords when they are screening tenants.

What If I Have a Clause In My Application Saying A 3rd Party Can Run a Tenant Credit Check?

That doesn’t work.

Why Not?

The government has strict privacy rules and so does Equifax Canada.

knowledgeable tenant explained at the Ontario Landlords Association forum:

Mortgage brokerages are only legally allowed to run credit checks for those seeking mortgages! That is part of their service agreement. Furthermore, their service agreement only allows themselves to view the credit information themselves and not share it with those outside of the service agreement.

It doesn’t matter what is on the application! The agreement is between the mortgage brokerage and Equifax for the brokerage to be allowed to pay for credit data access only for mortgages.

It’s the same with a car dealership with customers looking to buy cars, real estate brokers with customers looking to buy real estate.

Running a check for landlord ‘pals’ is fraud, and tenants can complain to both Equifax and the Privacy Commission (who will investigate) because only a few providers are certified to run credit checks on tenants (as per their service agreement with Equifax and the knowledge and certification of the Privacy Commission).

If tenants complain the mortgage brokerage will lose the ability to run credit checks for mortgages (and go out of business) and the privacy commissioner will investigate both the landlord and the brokerage.

The particular person who ran the check on the tenant can also lose their brokerage or agent license!”

Ontario Landlords – Make Sure You Run Tenant Credit Checks the Right (and Safe) Way!

Authorized tenant credit check companies include TVS, GARDA, and Equifax.

Join the Ontario Landlords Association for a one-time registration fee and start running safe (and legal) credit checks to make sure you rent to great tenants!

The Toronto Star recommended joining the Ontario Landlords Association to avoid renting to bad tenants and for tenant credit checks and amazing landlord documents!

You can start running credit checks from certified companies such as TVS and GARDA!

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Ontario Landlords – How Can Landlords Make Sure You Rent to Good Tenants?

June 7th, 2014 · Ontario Landlords, Tenant Credit Check

 Ontario landlords tenant credit check tenant from hell

A Credit Check Can Help Landlords Rent to Good Tenants and Avoid “Tenants From Hell”

The post at the Ontario Landlords forum was unsettling to many landlords across the province.

It was about a Toronto Star report about Nina Willis, who The Star calls a “Tenant From Hell.”

Many landlords had read about this tenant in 2011 and 2012 and thought the story was finally over.

Unfortunately this tenant is still ripping off landlords by moving in and not paying rent and calling the city about maintenance issues she knew about when she moved in.

This “tenant from Hell” uses the same methods over and over to trick landlords:

1. She appears to be very friendly and cheerful and reasonable.

2. She looks for properties that need some minor care.

3. The tenant says she will fix the minor repairs needed.

4. She presents fake employment references a

5. Once she moves in she won’t pay rent claiming the property needs serious repairs.

It’s a huge scam and this time she has targeted a Scarborough landlord.

Post at the Ontario Landlords Forum

“I can’t believe Nina Willis is in the news, yet once again. I wish all landlords stayed on top of things.”

“All one has to do is read the news or follow any of these forums to learn and be aware of everything and anything related to their rental property.”

It’s true.

Ontario landlords need to be careful because the Landlord and Tenant Board is biased against landlords.

This is a clear example of why Ontario Landlords need to do careful tenant screening including a tenant credit check.

How Can An Ontario Landlord Credit Check Help Landlords?

A tenant credit check can make a world of different.

Check out the Ontario Landlord Credit Check site for more information.

A credit check will show you the real truth about a tenants current and past work, addresses and a credit score informing you, the potential landlord, if the tenant is honest or a deadbeat!

Even BC landlords are doing tenant credit checks to make sure they rent to good tenants. Check out the BC Landlord Credit Check site for more information.

And Alberta landlords are also now being careful to avoid bad tenants thanks to the Alberta Landlord Credit Check site.

Ontario Landlords – Rent to Good Tenants 

Don’t be tricked by Tenants from Hell!

Join the Ontario Landlords Association for a one time fee and start doing premium Equifax credit checks for only $10 per check!

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How To Run A Credit Check On My New Tenant?

April 14th, 2014 · Landlords Ontario, Tenant Credit Check

 Ontario landlords tenant credit check

How to Be A Successful Landlord In Ontario

Mark Weisleder is a knowledgeable writer who has an excellent recent article in the Toronto Star for landlords looking for success.

In the article he says one of the most important things for landlords to succeed is they must carefully screen tenants before renting to them.

After all, if you choose the wrong tenant and they stop paying the landlord will be face mortgage payments and other bills that might lead to you having to sell the property or worse.

Lots of Great Tenants Out There…And Some Who Aren’t So Great

The majority of renters are decent people who pay rent on time, follow the rules, and treat their rental property like it’s their own.

These are the tenants you want to find and you need to rent to.

We’ve seen many examples of this.

Whether it’s a professional tenant in Toronto who leaves a string of landlord victims or some students renters cheating Peterborough landlords who cause over $35,000 in damages to the rental property (and are charged by the police) landlords need to face reality and know the dangers that exist in our industry.

These type of bad tenants aren’t only in Ontario

Our friends out west are waking up to the reality of bad tenants.

BC landlords are shocked to be reading CBC news reports on a couple of serial bad tenants who have ripped off five landlords in two years.

They are calling for a ‘bad tenant registry’.

Even Alberta landlords are now making sure they screen their tenants carefully (including credit checks) to protect their rental property businesses.

Screen Your Tenants Carefully

A Toronto landlord who bought a condo had a great question posted at the Ontario Landlords forum.

Here’s the question:

“I’m a first time landlord and new to this and any help or advice is greatly appreciated!

My husband and I bought a condo as our new income property. We already have some phone calls and want to protect ourselves by making sure we find good tenants.

How can i do a credit check on the people applying? How will a credit check us help us make sure we rent to the right people?

I need to do some checks as soon as possible. Thanks.”

What a great landlord question

The replies were helpful and recommended this landlord to conduct tenant credit checks through TVS.

“I’m going on year 3 as a landlord of a SFH and have done a lot of tenant credit checks and tried various services.

The best is TVS. They are fast and efficient and they give you a credit score, background information on your tenants and they even provide a nice recommendation.

They can’t be beat. If you are a member here they only cost $10/check so it’s not cost prohibitive to do a bunch of checks (like they would be if you were paying $22 or whatever).

I’ve never rented to bad tenants so far and have had no tenant drama.”

Ontario Landlords And Credit Checks For Only $10 Per Check With TVS

The normal price for TVS credit checks is $21.58 per check.

The TVS credit check system is the best in Canada (by far).

1. You have access to a toll-free number for OLA members to get set up

2. Getting set up is fast and the TVS team is helpful and awesome!

3. You can check your tenant’s credit on your home computer

4. It only takes about a minute to get the credit check

5. You get a credit score and a ton of information on the renter

It’s a deal that can’t be beat!

How To Run A Credit Check On My New Tenant?

The answer is to become a member of the Ontario Landlords Association and use TVS for credit checks.

You will not be disappointed!

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